Underwriter

About This Role

Underwriting for life insurance applications is the core of this role, involving thorough medical assessments and informed decisions on coverage eligibility. The position requires a candidate with strong analytical skills and an understanding of various policy types.

Responsibilities

• Conduct thorough medical underwriting assessments for life insurance applications, considering factors such as age, health status, occupation, and medical history
• Evaluate policy issuance risks by analyzing applicant data and making informed decisions on coverage eligibility
• Develop expertise in various types of policies (e.g., term life, whole life) and stay up-to-date with industry trends to improve underwriting skills
• Ensure compliance with regulatory requirements and company guidelines throughout the underwriting process
• Collaborate with internal stakeholders to resolve complex underwriting issues and provide guidance on policy interpretation

Requirements

• 1-5 years of experience in Life Insurance Underwriting or related field (Medical Underwriting)
• Bachelor's degree in Pharmacy (B.Pharma) or Master's degree in Pharmacy (M.Pharma) from a recognized institution
• Strong understanding of insurance policies, claims processing, and underwriting principles; ability to apply this knowledge effectively during assessments
• Excellent analytical skills with attention to detail; ability to work independently with minimal supervision