Underwriter

About This Role

This role is for a talented Underwriter to join a team that encourages remote work from anywhere in the nation. The company offers an aggressive bonus structure and a pod system that fosters a positive work environment, allowing for success and growth.

Responsibilities

• Complete a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines
• Underwrite the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investment” quality loan product
• Check accuracy of all calculations and data integrity
• Complete all required underwriting worksheets found in Fast Trac 360 Resource Center
• Assist with the training of new underwriters
• Recommend the loan disposition to underwriting manager for loan amounts in excess of authority limitation
• Maintain company standard for Underwriter productivity level, and comply with company policy of 48-hour underwriting turnaround time and 24-hour turnaround time for clearing conditions
• Strive to meet 3 Underwriting decisions per day within allotted time
• Communicate decision on loans to appropriate parties both verbally and in writing
• Maintain underwriting activity logs and provide monthly underwriting report to underwriting manager
• Be available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files
• Respond to post closing reviews and audits in a timely fashion
• Perform related duties, as directed by Underwriter or Operations Manager

Requirements

• Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines
• Experience Underwriting private investor and private mortgage insurance guidelines
• Strong interpersonal-communication and business-relationship skills
• Detail oriented with strong organizational and follow-through skills
• Excellent analytical, written communication and verbal communication skills
• Technologically proficient
• Bachelor’s degree in related field or equivalent professional experience

Benefits

• Comprehensive benefits package for full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products
• Eligibility to enroll in all company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month upon hire
• Eligibility to enroll in the 401(k) program on the first of the following month after completing 60 days

About the Company

PRMG has one of the most aggressive bonus structures for Underwriters in the industry and is committed to work-life balance and teamwork.