Underwriter

About This Role

This Underwriter role contributes to the business plan for the Excess Casualty National Accounts segment. The Underwriter is responsible for producing, underwriting, and maintaining new and renewal umbrella and excess casualty accounts within an assigned territory. They establish and maintain productive relationships with brokers and internal business partners to support new business opportunities and account retention.

Responsibilities

• Solicit and evaluate new and renewal submissions from brokers
• Analyze casualty exposures, loss experience, financial information, and risk controls
• Select, price, and structure risks in accordance with established underwriting strategies and authority
• Determine appropriate coverage terms and conditions
• Prepare quotes and document underwriting decisions
• Manage assigned accounts and portfolios within underwriting authority
• Develop and maintain strong broker relationships
• Participate in broker and client meetings
• Negotiate effectively while balancing customer needs with underwriting profitability
• Adhere to Chubb standards for pricing, documentation, and account servicing
• Support the National Accounts and Excess Casualty business plans through effective portfolio management and collaboration

Requirements

• Knowledge of the commercial insurance industry and casualty underwriting concepts, practices, and procedures
• Ability to identify and evaluate risk exposures, hazards, controls, and loss trends
• Ability to analyze claims information and quantify loss exposure
• Understanding of financial statements and financial ratios used in risk analysis
• Understanding of actuarial concepts, including loss development, loss trends, and ratemaking
• Strong analytical, decision-making, negotiation, and marketing skills
• Effective written and verbal communication skills
• Ability to build productive relationships with brokers, clients, and internal business partners
• Ability to organize, prioritize, and manage work with limited direction
• Ability to perform effectively in a fast-paced, deadline-driven environment
• Proficiency with Microsoft Word, Excel, Outlook, and applicable underwriting systems

Benefits

• Discretionary annual incentive program eligibility
• Comprehensive benefits package

About the Company

Chubb is a world leader in insurance with operations in 54 countries. It provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise, and local operations globally.