Treasury Analyst - Trade Finance - Letters of Credit & Surety Bond

About This Role

The Trade Finance Analyst specializes in managing, structuring, and optimizing the company’s global trade finance portfolio, with a heavy emphasis on Standby Letters of Credit (SBLCs) and Surety Bonds. This role acts as the primary operational and analytical interface between corporate treasury, commercial business units, banking partners, and insurance brokerages, ensuring timely issuance, risk mitigation, cost control, and full compliance for all bilateral off-balance sheet credit instruments.

Responsibilities

• End-to-end management of the lifecycle for Standby Letters of Credit (SBLCs), Bank Guarantees, and Surety Bonds (bid, performance, payment, and maintenance bonds)
• Draft, review, and negotiate text for SBLCs and surety wordings to ensure terms align with corporate standards and mitigate legal or financial exposure
• Coordinate directly with commercial lenders and surety brokers to facilitate the issuance, amendment, renewal, and cancellation of instruments
• Monitor credit line utilization across credit facilities and surety programs to optimize capacity and ensure proper allocation of collateral or capital
• Analyze and benchmark pricing structures, including issuance fees, commitment fees, and utilization margins, to minimize total cost of capital
• Prepare monthly treasury reports detailing total exposures, upcoming expirations, facility headroom, and counterparty concentration risks
• Evaluate the creditworthiness of issuing and confirming banks to maintain compliance with corporate counterparty risk policies
• Collaborate with internal operational, legal and risk management departments to manage claims, reductions, or defaults effectively
• Review underlying commercial contracts to determine specific trade finance and security requirements, providing expert guidance to internal teams
• Maintain trade finance dashboards and software modules, ensuring real-time accuracy of records and tracking systems
• Drive operational efficiency by supporting initiatives to transition paper-based workflows into digital and electronic trade solutions
• Serve as a key point of contact for relationship banks and surety brokers, conducting regular performance and fee audits
• Support audit activities by gathering documentation, validating controls, and assisting with remediation efforts
• Support system implementations, testing activities, upgrades, and technology enhancements affecting treasury operations
• Perform special projects and other duties as assigned

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, Information Systems, Data Analytics, or a related field preferred
• One to three years of corporate treasury, corporate banking experience, or homebuilding industry operations