Technical Product Manager - BACS

About This Role

This Technical Product Manager role within the Payments technology team at JPMorgan Chase focuses on integrating smart ideas into customer-facing products, specifically within the BACS payment schemes. The position suits a curious, collaborative, and solution-oriented individual with a passion for new technology and a strong understanding of fintech.

Responsibilities

• Act as the primary subject matter expert on BACS payment schemes, leading integration efforts for clients and ensuring seamless connections with payment schemes
• Drive the development and execution of the product roadmap, focusing on enhancing and productising payment capabilities
• Effectively gather business requirements and translate them into stories and acceptance criteria for both in-house and external engineering teams
• Help clients define business logic for payment flow orchestration based on scheme rules, prior experience, and working knowledge
• Stay up-to-date with payment scheme developments and regulations to design and build payments connectivity with future compatibility and compliance
• Optimise the payments platform performance to ensure speed, security, reliability, and scalability
• Support implementation and testing, including operational set-up and training where required
• Participate in defining operating model and procedures for management of the connected payment schemes
• Collaborate with Engineering, Controls, etc. to ensure the right process flows, procedures, training materials, etc. are in place in good time
• Assist with the running of Agile ceremonies, e.g., DSUs
• Serve as the day-to-day contact for all scheme-related product queries, promptly addressing and escalating issues to management

Requirements

• Experience working as a Technical Product Manager on EU and/or UK BACS payment schemes
• Strong working knowledge of SEPA (SEPA Instant, SEPA CT, and SEPA DD) and/or BACS (BACS DD, BACS CT) payment schemes
• Knowledge of financial messaging, e.g., scheme messages, ISO 20022
• Strong understanding of payment operations
• Comfortable working with financial grade APIs

Nice to have:

• Experience working directly with clearing and settlement mechanisms (CSMs)
• Project Management / Delivery qualifications
• Knowledge of the external/competitor landscape, key players (including banks, PSPs, fintechs, vendors), legislative environment (Open Banking, PSD2/3 etc.)

About the Company

Out of the successful launch of Chase in 2021, JPMorgan Chase is building a new team with a mission to create products that solve real-world problems and put customers at the centre.