Software Tester (Payments / POS / UPI)

About This Role

This role is for a Software Tester specializing in payment systems, including POS and UPI technologies, to ensure the stability and compliance of digital payment acceptance solutions. It suits a committed and self-motivated individual with strong analytical skills to work within the solutions and innovation team.

Responsibilities

• Design, develop, and execute detailed test cases and test scenarios based on business and functional requirements
• Perform end-to-end testing of applications, including payment flows, ensuring system stability after enhancements or bug fixes
• Validate APIs using tools like Postman; verify request/response structures, data accuracy, and error handling
• Identify, log, track, and retest defects using tools like JIRA; work closely with developers to ensure timely resolution
• Test integrations with banks, payment gateways, OEMs, and third-party systems to ensure seamless transaction processing
• Coordinate with business teams during UAT, assist in validation, and ensure all acceptance criteria are met
• Maintain test plans, test cases, defect logs, and test summary reports for audit and reference
• Ensure applications meet regulatory and security standards, including RBI and PCI-DSS guidelines

Requirements

• Bachelor's degree in computer science / IT / Electronics / Engineering or equivalent
• 4-6 years of experience in software testing, preferably in fintech or payment systems
• Proven experience with POS terminals, UPI integrations, and digital transaction workflows
• Hands-on experience in functional, regression, and API testing using tools like Postman
• Exposure to payment applications such as UPI, POS, QR, or payment gateways
• Familiarity with defect tracking tools (JIRA, Bugzilla) and Agile/Scrum methodology
• Understanding of payment transaction lifecycle authorization, settlement, and reconciliation
• Knowledge of UPI flows, POS transactions, QR payments, and failure/reversal scenarios
• Familiarity with API testing (REST/JSON/XML), data validation, and integration testing
• Awareness of compliance standards like RBI guidelines and PCI-DSS in payment systems
• A high level of commitment and self-motivation
• Strong analytical, problem-solving, and communication skills
• Strong integrity, trustworthiness, and accountability
• Excellent written and verbal communication skills

Important Details

• Grade: Assistant Manager / Deputy Manager
• Reporting to: Assistant Vice President Solutions & Innovation

About the Company

SBI Payment Services Pvt. Ltd. is a joint venture between SBI & Hitachi Payment Services Pvt. Ltd. It combines the distribution network and customer trust of SBI with the technology and services of the Hitachi Group. The company has been in the acquiring business since 2010, currently has over 37 lakh merchant payment acceptance touch points, and processes transaction value of over Rs.1.5 lakh Crore per annum. It aims to be the market leader in digital payments acceptance solutions for merchants in India and Asia.