Senior Financial Analyst - Financial Planning and Analysis

About This Role

Leading cash flow forecasting, annual budgeting, and ongoing financial planning for retail operations is the core of this senior financial analyst role. It sits at the center of the company's planning cycle, partnering with various departments to translate business plans into financial forecasts and explain variances. The role suits an experienced FP&A professional who is comfortable with financial modeling, large datasets, and presenting financial results to senior leadership.

Responsibilities

• Prepare, maintain, and continuously improve the rolling cash flow forecast, covering both short-horizon (13-week) working capital needs and longer-range planning views
• Model the cash impact of inventory purchasing cycles, vendor payment terms, seasonal working capital swings, and capital expenditure timing
• Monitor liquidity against credit facility covenants and prepare supporting analysis for lender reporting requirements
• Investigate and explain variances between forecast and actual cash position, identifying the drivers and recommending corrective action
• Partner with Accounts Payable on payment timing, funding requirements, and cash optimization opportunities
• Prepare the annual budget process end to end: build the calendar, prepare templates and guidance, coordinate departmental submissions, consolidate, and prepare the package for executive and Board review
• Translate strategic business plans into financial models, including new store openings, remodels, category expansions, and major system or infrastructure investments
• Build and maintain driver-based models covering sales, gross margin, shrink, labour, occupancy, and operating expense
• Facilitate budget review sessions with department leaders, challenging assumptions constructively and ensuring plans are grounded in operational reality
• Own the periodic reforecast cycle, updating projections for actual results, trend shifts, and changes in business conditions
• Prepare period-end variance analysis covering revenue, gross margin, shrink, and operating expense, with clear written commentary explaining drivers rather than restating figures
• Develop and maintain management reporting packages, dashboards, and KPI reporting for Finance and operating leadership
• Support month-end and period-end close with variance analysis, reasonability review, and identification of items requiring adjustment
• Act as a finance partner to merchandising, supply chain, and operations, providing analysis to support decisions on pricing, promotion, assortment, inventory levels, and vendor terms
• Build financial models and business cases for capital projects and strategic initiatives, including sensitivity and scenario analysis
• Perform ad hoc analysis on margin performance, shrink trends, inventory productivity, and category profitability