About the role
Our client National Bank of Pakistan is looking for a Regional Executive - CAD (AVP / VP) in Hyderabad
"The Nation's Bank", National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.
In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position inthe area of Risk Management based in Hyderabad.
The individuals who fulfill the below basic-eligibility criteria may apply for the following position:
Position / Job Title:
Regional Executive - CAD (AVP / VP)
Reporting to:
Divisional Head - Credit Administration Department
Educational /Professional Qualification:
- Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
- Candidate having Masters degree and / or any other relevant professional certification(s) will be preferred
Experience:
- Minimum 06 years of banking experience out of which at least 03 years in Credit Administration and / or Credit Operations in Corporate and / or Commercial Banking
Other Skills / Expertise / Knowledge Required:
- Sound knowledge of commercial financing / credit administration / review of legal documentation / pledge operations
- Exposure to collateral and risk monitoring / reporting
- Good interpersonal and communication skills
- Proficient in MS Office
Outline of Main Duties / Responsibilities
:
- To issue Disbursement Authorization Certificate (DACs) for commercial accounts, ensuring that necessary documentation (finance, loan agreements, security documents, charge creation documents etc.) is in accordance with the approved terms and conditions of the Sanction Advice
- To ensure that disbursements are made strictly after completion and proper execution of documents creation of banks charge / lien with concerned authorities, insurance coverage, satisfactory genuineness and perfection certificates of lawyer are in place and where applicable sufficient stocks are pledged / hypothecated with safety margins
- To conduct surprise inspection of pledged sites viz-a-viz branch records to determine irregularities including shortages / shortfall, if any and follow up with the concerned branch managers for resolution of the same
- To coordinate and follow up with branches / regions for rectification of irregularities / observation / discrepancies identified by Credit Administration Division, Audit & Inspection Group and SBP
- To supervise credit maintenance, analysis of periodic reports and follow up with concerned quarters for regularization of irregularities, if any
- To ensure that insurance arrangements / policies tendered by the customer are valid, backed by the premium paid receipt, cover all the required risks as per sanction advice / Banks policies and are duly insured by company on the Banks panel
- To track and follow up for outstanding documents required before disbursement (if any) with the concerned quarters. Ensure obtain necessary exemption / deferral duly approved by the competent authority where required
- To perform any other assignment as assigned by the supervisor(s)
Place of Posting:
Hyderabad
Assessment Interview(s)
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteriawill be invited for panel interview(s).
Employment Type:
The employment will be on contractual basis for three years which may be renewed ondiscretion of the Management. Selected candidates will be offered compensationpackage and other benefits as per Banks Policy / rules.
Apply within 10 working days from the date of this job posting.
Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.
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