Product Manager, Bank

About This Role

This Staff Product Manager role is central to Affirm's ambition to reinvent credit by building its own bank. The role involves owning the end-to-end bank product, including operationalizing a new bank charter, launching deposit products, driving loan originations through the bank entity, and ensuring seamless platform integration. It offers a unique opportunity to build a foundational new business line that will reshape how the company funds, serves, and grows relationships with consumers, working at the intersection of regulated banking, platform engineering, and consumer products.

Responsibilities

• Own the end-to-end bank product, serving as the single-threaded product owner across deposits, loan originations, banking compliance, and operations
• Launch and own the bank’s deposit product, shipping the launch and driving the roadmap to scale from early launch to a multi-billion-dollar deposit base
• Operationalize the de novo bank build, driving cross-functional work to stand up and scale bank operations with regulatory readiness and vendor integrations
• Drive originations through the bank entity, shaping how loans are originated and retained in collaboration with Credit, Capital Markets, Engineering, and Treasury
• Navigate banking compliance and regulatory requirements, partnering with Legal, Compliance, Risk, and the bank’s executive team to meet federal and state standards
• Integrate the bank deposit product into the consumer ecosystem, defining domain boundaries, data flows, and integration points between the bank and the app
• Influence up and across the organization by communicating strategy, trade-offs, and priorities to senior leadership and the Bank Board

Requirements

• 6+ years of product management experience with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
• Proven program leadership at scale, owning cross-functional launches and engaging executive leadership or boards
• Experience in banking, deposits, or lending, with understanding of deposit products, bank charter operations, or loan origination mechanics and the regulatory landscape
• Strong technical fluency, comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
• Demonstrated ability to drive cross-functional alignment across Legal, Compliance, Engineering, Finance, and executive leadership in highly regulated environments
• Exceptional written and verbal communication, able to distill complex regulatory and financial concepts into clear narratives for diverse audiences
• Bias for action and intellectual curiosity – moving fast, asking hard questions, taking ownership before being asked