The Product Analyst supports the Line of Business (LOB) pod by delivering analytical and operational expertise across rate, form, rule, and regulatory-driven initiatives. This role informs product strategy through internal performance analysis and external market insights. At higher levels, Product Analysts lead competitive and market intelligence efforts, helping guide pricing, coverage design, and product positioning to support profitability and growth.
Responsibilities
Price and execute limited, full, complex, form, and rule product reviews, including development of filings, rules, algorithms, and supporting exhibits
Partner with Predictive Modeling to determine support and selection for new pricing models
Apply actuarial concepts, business intent, and proposal materials to evaluate and recommend rating structures
Develop and maintain countrywide filing support documentation for new models and product changes
Create product forms using proposed language and complete marketing materials for approved revisions
Analyze product performance across rate, retention, and loss ratio metrics to identify improvement opportunities
Collaborate with Actuarial, Finance, and Underwriting to support performance tracking and product optimization
Produce dashboards and reporting tools to support decision-making by the LOB Lead and Product Manager
Conduct state-specific and national competitor research to assess pricing strategies, coverage offerings, form design, and market positioning
Identify and track emerging trends in underwriting, rate actions, and market shifts to inform product strategy
Provide strategic recommendations based on market intelligence and competitive benchmarks
Manage and align product and underwriting rule changes across stakeholders prior to release
Conduct peer reviews to uphold analytical accuracy and documentation quality
Support audit functions, including data validation and compliance review activities
Follow PDLC processes and support continuous improvement in workflows and product operations
Requirements
Strong command of Excel (including macros), MS Office Suite applications, and computer systems
Knowledge of data gathering and manipulation techniques and tools such as Access, SQL
Strong analytical abilities including mathematics and statistical concepts
Use of RADAR/Earnix for impact, rate structure, quality and market analysis
Bachelor’s degree Business, Accounting, Finance or similar field
Nice to have:
MBA or similar advanced degree, CPCU and/or FCAS
Benefits
Millions of jobs, with real people getting hired every day
200,000+
New jobs added daily
7,000,000+
Verified job listings
1,000,000+
Tailored applications submitted
Two options for your health insurance plan (PPO or High Deductible)
Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes spouse/domestic partner and children)
Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity)
Prescription drug coverage (included in your health insurance plan)
Short and Long Term Disability coverage
Vision and dental insurance plans
A robust 401k plan with up to a 5% employer match
A retirement savings plan that is 100% company funded
Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries
Eligibility to receive a yearly bonus as a Munich Re employee
A variety of health and wellness programs provided at no cost
A hybrid environment that gives you a choice in where and how you get work done
A corporately subsidized on-site cafeteria as well as a We Proudly Serve coffee shop
An on-site complimentary workout facility as well as walking trails on campus grounds
On-site wellness center complete with nurse practitioner
Financial assistance for adoptions and infertility treatment
Paid time off for eligible family care needs
Tuition assistance and educational achievement bonuses
Free parking
A corporate matching gifts program that further enhances your charitable donation
Paid time off to volunteer in your community
Variable compensation enables you to participate in the success of Munich Re
We honor outstanding individual achievements with targeted special services
We support your long-term financial well-being through a company pension scheme or other locally relevant pension solutions
We promote a respectful, responsible and inclusive work environment
We offer tailored training opportunities with a focus on core competencies and business-relevant knowledge
We promote the compatibility of family, leisure and work
We promote your physical and mental health far beyond legal requirements
Important Details
Schedule: full-time
Contract: permanent
Job level: experienced professionals
For the hybrid schedule: Please submit a cover letter with additional information if you're not currently local but intend to relocate for the hybrid schedule
Visa Sponsorship
Applicants requiring employer sponsorship of a visa will not be considered for this position
About the Company
American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t. We write admitted products in all 50 states and have a premium volume of $2.2 billion. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.
