About This Role
We are seeking a skilled Node.js developer with hands-on fintech project experience to join our team for Loan Management Systems (LMS). You will build scalable, high-performance backend services and APIs that power financial applications, payment workflows, and related services. You’ll collaborate with product managers, frontend engineers, data teams, and security/compliance specialists to deliver reliable, secure, and compliant software solutions.
Responsibilities
- Design, architect, develop, and maintain scalable Node.js backend services and RESTful/gRPC APIs for fintech applications.
- Lead development of payment processing, transaction workflows, reconciliation, settlement, risk management, and reporting modules.
- Architect and implement secure integrations with payment gateways, banking APIs, credit bureaus, fraud detection systems, and AML services.
- Drive technical architecture decisions, system design, and backend best practices across the engineering team.
- Ensure high availability, performance optimization, and scalability through efficient database design, caching strategies, and asynchronous processing.
- Implement and enforce security standards, regulatory compliance, and secure coding practices (PCI DSS awareness, data encryption, tokenization).
- Collaborate with frontend teams and product managers to define API contracts, data models, and service architecture.
- Lead CI/CD implementation, automated testing strategies, linting standards, and deployment pipelines.
- Implement observability and monitoring systems including logging, metrics, tracing, and alerting.
- Participate in incident response, root cause analysis, and system performance tuning.
- Write clean, maintainable, and well-documented code with high test coverage (unit, integration, and API tests).
- Design and maintain microservices architectures and event-driven systems for financial applications.
Requirements
- 4+ years of professional software development experience, including 4 years with Node.js.
- Strong expertise in Node.js runtime, asynchronous programming, event-driven architecture, and microservices-based systems.
- Proven experience delivering fintech solutions such as payment systems, lending platforms, wallets, settlements, or financial transaction processing systems.
- Strong experience with RESTful APIs, API security, and API gateway architectures.
- Expertise in databases including PostgreSQL/MySQL and NoSQL databases such as MongoDB and Redis, with strong skills in data modeling and query optimization for financial applications.
- Solid understanding of payment ecosystems, settlement flows, and fintech compliance considerations.
- Experience implementing authentication and authorization mechanisms such as OAuth2, JWT, RBAC, and secure token-based systems.