Mortgage Underwriter

About This Role

This mortgage underwriter role involves reviewing all documentation, performing analysis, and making judgments on loan applications while ensuring compliance with applicable regulations. The position requires strong analytical skills and a firm grasp of mathematics.

Responsibilities

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance, and closing documentation are in place
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; specify closing conditions
• Review and ensure applicant
• Approve applications for closing and funding and ensure all applicable regulations are met
• Collaborate with team members to identify potential solutions/exceptions for denied loan files
• Provide superior customer service while maintaining knowledge of available loan products
• Perform other duties as assigned

Requirements

• High School Diploma or equivalent
• Minimum 2-4 years of mortgage banking experience specific in underwriting
• Technical history with FHLMC, FNMA, FHA, VA or equivalent mortgage products
• Strong analytical and auditing skills along with a firm grasp on math
• Good decision-making skills backed by relevant details and research
• Knowledge pertaining to mortgage regulations
• Excellent computer skills
• Customer service and communication skills
• Ability to handle delicate situations with diplomacy and tact
• Authorized to work in the United States without the need for visa sponsorship now or in the future

Benefits

• Medical insurance
• Vision insurance
• Dental insurance
• 401(k)
• Disability insurance

About the Company

Since opening its first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, and Chicago. It offers a comprehensive and innovative suite of banking services for individuals and businesses.