Mortgage Underwriter

About This Role

This role is for an experienced mortgage underwriter to join the growing credit team of a leading non-bank lender. The position involves assessing and underwriting residential mortgage applications, managing high volumes, and ensuring compliance, while building strong relationships with external partners.

Responsibilities

• Assess and underwrite residential mortgage applications, primarily via broker and third-party origination channels
• Manage a high volume of loan applications while maintaining strong attention to detail and compliance standards
• Ensure all lending decisions align with internal credit policies and regulatory requirements
• Build and maintain strong relationships with brokers, introducers, and key stakeholders
• Apply a commercially balanced approach to credit decisioning while managing risk effectively
• Contribute to maintaining high service levels and turnaround times across the underwriting function

Requirements

• Minimum 2+ years’ experience in mortgage underwriting or credit assessment within a bank or non-bank environment
• Must hold a DLA of $1M
• Strong understanding of the consumer mortgage lending market and lending policies
• Solid knowledge of broker/introducer channels and market practices
• Sound understanding of relevant State and Federal regulatory requirements, including banking and finance law
• Ability to manage high volumes of work while maintaining accuracy and compliance
• Excellent communication, negotiation, and stakeholder management skills
• High level of integrity, attention to detail, and customer focus
• Certificate IV in Mortgage Broking (or willingness to obtain); Diploma preferred

Benefits

• Strong career progression

Important Details

• Work format: Hybrid (3-4 days in office)

About the Company

Our client is a leading non-bank lender based in Sydney.