Mortgage Loan Officer at a well-established, locally recognized financial institution
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This Mortgage Loan Officer role offers an experienced professional the entrepreneurial freedom to build a referral business supported by an established local financial institution. It is designed for a proven mortgage professional who wants to focus on developing relationships and closing business.
Responsibilities
Originate residential mortgage loans throughout the local market
Develop and maintain relationships with Realtors, builders, financial professionals, community partners, and other referral sources
Build strong working relationships with assigned retail branches
Respond quickly to branch-generated, inbound, and online mortgage opportunities
Advise borrowers on appropriate mortgage structures and financing solutions
Manage borrowers and referral partners throughout the lending process
Partner closely with processing, underwriting, closing, and other internal teams
Maintain consistent communication with borrowers and referral partners
Develop an independent book of referral relationships and self-generated production
Represent the organization professionally throughout the local real estate and mortgage community
Maintain applicable licensing, compliance, and regulatory standards
Requirements
Established residential mortgage origination experience
Demonstrated history of consistent production
Strong purchase-lending background
Existing relationships with Realtors, builders, centers of influence, or community referral partners
Comfortable generating personal business while also converting company-provided opportunities
Knowledge of conventional residential mortgage lending
Strong relationship-development and networking skills
Responsive, organized, and accountable
Entrepreneurial without operating as a lone wolf
Values strong operations and reliable execution
Comfortable operating in an outside-sales environment
Strong professional and compliance history
Nice to have:
Additional experience with government, construction, portfolio, or land lending
Benefits
Established local financial brand with significant market recognition
Assigned retail branches that actively generate mortgage referrals
Branch employees are incentivized to identify qualified mortgage opportunities
Inbound mortgage inquiries distributed directly to Loan Officers
Unassigned online mortgage applications distributed across the production team
Millions of jobs, with real people getting hired every day
200,000+
New jobs added daily
7,000,000+
Verified job listings
1,000,000+
Tailored applications submitted
Higher commission opportunity for self-generated production
Uncapped earnings potential
Competitive consumer rates and fee structure
Primarily in-house processing, underwriting, and funding
Strong track record of meeting purchase closing dates
Conventional, construction, land, portfolio, government, and other lending solutions