About This Role
Loan Officers interview applicants, describe the application process, and provide recommendations. They complete applications over the phone or electronically, discussing financing aspects like rates, terms, and repayment. This role involves cross-selling credit union products and ensuring prompt, accurate processing of loan requests.
Responsibilities
- Interview loan applicants
- Describe the application process and provide recommendations
- Complete loan applications over the phone and/or electronically
- Discuss key aspects of financing such as rates, terms, and repayment amount with members
- Cross-sell credit union lending and other credit union products that benefit members
- Ensure that member loan requests are processed promptly
- Accept supporting loan documentation, ensuring accuracy of debt-to-income ratios, collateral loan-to-value, accuracy of loan amounts, and repayment terms
- Prepare loan documents electronically and disburse loans within lending policy guidelines
- Effectively communicate loan decisions on pending applications
- When a loan is denied, explain reasons and work with members to provide recommendations or alternative options for securing a loan now or in the future
- Approve or deny loans within lending policy guidelines
- Effectively identify and mitigate member lending problems, inquiries, disputes, and complaints as they arise
- Perform other duties as assigned
Requirements
- Able to communicate clearly, both written and verbally
- Able to multitask in a fast-paced environment
- Able to analyze data to make informed underwriting decisions
- Proficient in using a computer
- Knowledge of Federal and State laws related to the position
- Ability to pass credit union bond check
- High School Graduate or equivalent
- 2+ years related experience in consumer lending
Nice to have:
- Bachelor's degree
- Consumer loan underwriting experience
Benefits
- Medical, Dental, Vision Insurance, Life Insurance, Disability Insurance from Day One
- Paid Time Off from Day One
- 403-B Retirement Plan
- 4 Weeks 100% Paid Parental Leave
- Career Development
- Whole Person Well-being Resources
- Mental Health Resources and Support
- Pet Benefits
Important Details
Security Clearance
- Certain positions are subject to Florida Level 2 background screening, including fingerprinting, as required by state law.
About the Company
Joining AdventHealth is about being part of a community that believes in the wholeness of each person, serving to uplift others in body, mind, and spirit. It is a place to thrive professionally and grow spiritually by Extending the Healing Ministry of Christ.
