About This Role
The Financial Planning & Analysis Analyst supports financial planning, forecasting, reporting, and performance analysis across a multi-bank holding company. This role helps senior leadership understand financial results, evaluate strategic initiatives, and drive data-informed decision-making.
Responsibilities
- Support development of annual budgets and multi-year financial plans for the holding company and each subsidiary bank
- Build and maintain financial models, including balance sheets, income statements, and capital planning models
- Coordinate data submissions and assumptions from business units and bank subsidiaries
- Analyze consolidated and bank-level financial results, including NIM, loan and deposit trends, credit quality metrics, non-interest income, and operating expenses
- Prepare monthly and quarterly variance analyses versus budget, prior year, and forecast
- Identify trends, risks, and opportunities that affect profitability, efficiency, and capital levels
- Track and report key performance indicators (KPIs) such as ROA/ROE, efficiency ratio, capital ratios, liquidity ratios, and loan growth
- Prepare ad-hoc reporting and analysis based on requests from management across the Bank (i.e., customer trends, unexpected deposit activity, fluctuations in banking activity, etc.)
- Prepare monthly management level financial reports for ALCO, Executive Committee, the Board of Directors, and various Board Committees
- Prepare ad hoc executive dashboards and presentations for internal reporting
- Consolidate financials from multiple bank charters into clearly aligned management reports
- Provide insights and recommendations to guide financial and operational decision-making
- Assist the Director of Financial Planning & Analysis and Financial Planning & Analysis Manager in establishing, coordinating, and maintaining a Bank profitability measurement solution and for performing business analytics
- Assist in the assessment of profitability measurement for Mutual Bancorp subsidiary banks to include Funds Transfer Pricing (FTP)
- Organizational profitability measurement of branches and profit and cost centers
- Product profitability
- Customer profitability
- Provide analysis and review of current product line profitability for management assessment
- Assist in responding to ad hoc requests from Senior Management for business analyses
- Maintain and enhance FP&A tools, reporting mechanisms, and financial databases
- Work with Data & Analytics teams to improve data integrity, reporting accuracy, and automation
- Support implementation or optimization of corporate planning software
Requirements
