Credit Risk Strategy Engagement Manager

Job Title: Engagement Manager – Credit Risk Strategy

Work Location: Wilmington, DE

Work Arrangement: Hybrid – 2 Days/Week Onsite

Employment Type: Full-time

Salary/Wage Range: $130k - $165k base plus bonus and benefits

Application Deadline: Applications are accepted on an ongoing basis until the position is filled.

Position Overview

We are seeking a highly skilled and experienced Credit Risk Strategy Engagement Manager

to join our dynamic team. The ideal candidate will be responsible for developing and implementing credit risk frameworks to optimize the risk and profitability, ensuring the stability of client portfolio.

Responsibilities:

• Develop and implement credit risk strategies by collaborating with cross-functional stakeholders, including Regulatory, Product, Analytics, and Risk teams, ensuring alignment with business objectives and compliance requirements.
• Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing Customer Management (ECM), Acquisition, Credit Line Increase (CLI), and Credit Line Decrease (CLD), to identify risks, opportunities, and performance improvement areas.
• Monitor and track portfolio performance metrics, analyzed emerging trends, and recommended strategic enhancements to optimize risk-adjusted returns and portfolio health.
• Present analytical insights and strategic recommendations to senior leadership, driving consensus through governance forums and securing approvals for policy and strategy implementation.
• Leverage a strong understanding of lending products and credit risk frameworks to identify performance gaps, evaluate strategy effectiveness, and implement data-driven optimization initiatives.
• Partner with business and risk stakeholders to design, test, and deploy credit policy changes, ensuring successful execution and measurable business impact.

Qualifications:

• Educational Background

  : Bachelor's or higher degree in engineering or any relevant field

• Industry Experience

  : Minimum of 7 years

   of experience in credit risk management, with a focus on strategy development. Previous experience of analytics consulting in Banking Domain.

• Technical Skills

  : Strong proficiency in   SQL

   or  Python

   is essential. Preference to Hands-on experience with  Databricks

• Analytical Skills

  : Strong analytical and problem-solving skills. Past experience in statistical analysis and financial modeling.

• Communication Skills

  : Strong communication and interpersonal skills, with the ability to collaborate effectively with stakeholders at all levels. Leadership experience with a track record of managing and developing high-performing teams.

How to Apply - e mail dharmesh.jha@recruiter.nlbtech.com or call (904) 481-3978

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Equal Employment Opportunity

NLB Services is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, age, disability, genetic information, protected veteran status, or any other characteristic protected by applicable law.

Reasonable Accommodatio n

NLB Services provides reasonable accommodations during the recruitment process as required by law. Applicants requiring an accommodation due to a disability, pregnancy-related limitation, or sincerely held religious belief, practice or observance may contact their recruiter or email notifications@nlbservices.com .

Benefits

Based on employment status and assignment, eligible employees may receive benefits, such as M edical, D ental and V ision I nsurance, H ealth I nsurance, Disability Insurance, etc. Eligibility and benefit terms vary by assignment.

Other Important Terms

Applicants must be legally authorized to work in the United States.

Any employment offer may be contingent upon job-related screening, employment eligibility verification and other requirements permitted by applicable law.

Following a conditional offer of employment, candidates may be required to complete job-related background screening, which may include criminal history checks and/or drug testing, as applicable and permitted by federal, state , and local law.