About This Role
This role involves managing a credit risk portfolio that includes corporates, banks, insurance companies, and mutual funds. The analyst will also support regulatory and portfolio reporting activities, as well as other tasks related to overall credit risk management.
Responsibilities
- Approve Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products, including specific transaction level approvals for structured products
- Write Credit Reports and assign internal Credit Ratings for clients based on industry, business, and financial analysis, including projections
- Monitor the performance of companies and sectors in real-time, making suitable changes in ratings / limits to reflect any changes in risk level
- Ensure effective utilization of the bank
- Provide regular MIS to senior management on portfolio composition and account status
- Support portfolio management related activities, including system tasks, as per the global credit policies of the bank
- Ensure regulatory reporting for the Credit Risk Management team in line with Bank Negara Malaysia
- Provide RISCO approvals and local endorsements of MNC clients
- Ensure satisfactory outcomes for internal asset quality reviews and regulatory audits
Requirements
- Post-graduate level qualifications and a business/finance major (e.g., CA / CWA / MBA / FRM)
- 1-2 years of experience in credit risk management in wholesale banking from a reputed financial institution, including analysis, approval / recommendation of transactions, and portfolio responsibilities
- Basic understanding of key products: financings, trade finance, and global markets (FX/rates/commodities)
- Strong technical and analytical skills, risk judgment
- Strong written and verbal communication skills
- Proven ability to make time-sensitive credit decisions
- Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs
Benefits
- Flexible work arrangement
- Corporate group insurance
- EAP
- Comprehensive leave benefits
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
- Training and development to help you excel in your career
About the Company
Deutsche Bank is the leading German bank with strong European roots and a global network. They strive for a culture in which employees are empowered to excel together every day, acting responsibly, thinking commercially, taking initiative, and working collaboratively.
