About This Role
This Credit Manager role involves establishing and improving the company's credit management system, optimizing control processes, and evaluating policy effectiveness to prevent credit risks. The position requires strong team management and cross-departmental collaboration skills, focusing on customer credit qualification, authorization, and collection management.
Responsibilities
- Establish and improve a comprehensive credit management system, optimize control processes, regularly evaluate policy effectiveness, and adjust strategies in line with market changes and customer conditions to prevent credit risks
- Demonstrate strong team management skills, cross-departmental collaboration, and problem-solving abilities; organize internal team training
- Conduct customer credit qualification reviews and credit authorization management: assess new customers’ creditworthiness based on industry background, financial status, and cooperation history to determine appropriate credit limits and payment terms; perform regular credit reviews for existing customers, dynamically adjust credit strategies, and control both new and existing credit risks
- Develop collection budgets for the China region, break down collection targets to team members, assign responsibility for each customer’s collection with clear timelines; regularly track collection progress and ensure monthly, quarterly, and annual collection goals are achieved
- Lead overdue accounts receivable collection, analyze causes of overdue payments, formulate collection plans, and when necessary, coordinate with sales and legal departments to recover funds through negotiation, confirmation letters, or other means, thereby reducing bad debt risks
- Visit, maintain communication and relationships with key clients, resolving disputes during payment processes
- Coordinate cross-departmental processes, closely collaborate with the sales department, and provide credit risk advice during customer development and contract signing stages
- Be proficient in the use of financial tools such as credit insurance and factoring
Requirements
- Bachelor's degree or above in finance, accounting, economics, credit management, or related fields
- At least 10 years of credit management experience in large enterprises or listed companies, with a minimum of 5 years in managerial or higher-level positions
- Excellent communication, coordination, and negotiation skills; meticulous, responsible, and highly execution oriented
- Strong sense of responsibility and ability to work under pressure
- High professional ethics, integrity, and strong principles
- Fluent in written and spoken English