Credit Manager

About This Role

This Credit Manager role within the Corporate Credit team focuses on large corporate clients. The position involves leading credit evaluation, underwriting decisions, and portfolio monitoring for high-value exposures. The manager ensures alignment with internal risk frameworks and regulatory guidelines.

Responsibilities

• Review and approve Credit Appraisal Notes (CRANs) for Large Corporate clients
• Conduct detailed financial analysis, risk assessment, and underwriting of complex credit proposals
• Evaluate group structures, cash flows, industry risks, and creditworthiness of borrowers
• Coordinate with business teams to structure deals in line with risk appetite and policies
• Monitor large exposure accounts and identify early warning signals
• Ensure compliance with sanction terms, internal credit policies, and regulatory norms
• Review periodic portfolio reports and highlight key risks and mitigation strategies
• Handle escalations related to credit decisions and provide timely resolution
• Guide and mentor team members on credit analysis and underwriting practices
• Participate in client meetings, due diligence, and site visits where required

Requirements

• 6

12 years of experience in Credit Underwriting for Large Corporates

• Strong expertise in financial analysis, credit appraisal, and risk management
• Experience in handling complex and high-value credit exposures
• CA / MBA (Finance) preferred
• Strong leadership, stakeholder management, and decision-making skills
• Excellent communication and presentation abilities