Credit Analyst

About This Role

This role involves conducting client evaluations, performing independent credit assessments, and managing credit risk within a financial services environment. You will monitor margin positions, identify early warning signals, and implement risk mitigation measures. The position also supports recovery and collateral liquidation processes.

Responsibilities

• Conduct proper client evaluation, including assessment of financial standing and collateral quality (e.g., share liquidity, volatility, and concentration risk)
• Perform independent credit assessment and recommend appropriate financing limits
• Monitor margin positions, identify early warning signals, and implement timely risk mitigation measures
• Ensure compliance with internal credit policies as well as relevant regulatory requirements
• Support recovery and collateral liquidation processes in the event of default
• Conduct credit assessments and recommend financing limits
• Monitor margin accounts and manage margin calls
• Track portfolio exposure and risk concentration

Requirements

• Minimum 3–5 years in credit analysis, credit risk management, stockbroking, or banking
• Strong analytical skills in financial statement analysis and credit evaluation
• Ability to assess collateral risk, including market volatility and concentration exposure
• Familiarity with equity markets and applicable regulatory frameworks
• Proficiency in data analysis tools (e.g., Excel, Power BI) for monitoring and reporting purposes
• A degree in any discipline
• Strong financial acumen and knowledge

Nice to have:

• Prior exposure to Share Margin Financing (SMF), Securities Borrowing and Lending (SBL), or capital market products is an added advantage