About This Role
As a Credit Analyst, you will support the underwriting of new loan opportunities and the ongoing monitoring of Avila’s existing loan portfolio. This position is ideal for someone who enjoys working with numbers, digging into details, and turning financial information into useful insights.
Responsibilities
- Build and maintain financial models for prospective loans, including cash flow projections, collateral valuation, and sensitivity analysis.
- Review and verify borrower financial statements, rent rolls, budgets, and third-party reports.
- Prepare loan summaries and supporting exhibits for investment committee review.
- Research market data, comparable sales, and local development conditions to support deal sizing.
- Track covenant compliance and financial reporting deadlines across the existing loan portfolio.
- Update asset management models as loans draw down, amortize, or otherwise change status.
- Identify budget overruns, schedule delays, or other conditions that could affect loan performance.
- Maintain accurate loan files and information within Avila’s loan servicing and reporting systems.
- Prepare recurring internal reports on portfolio performance and pipeline activity.
- Support investor relations with data and materials as needed.
- Coordinate with originations, servicing, legal, and other team members on document requests and closing conditions.
Requirements
- Bachelor’s degree in finance, real estate, economics, or a related field.
- 0 to 2 years of experience in credit analysis, commercial real estate, lending, or a related area of finance. Relevant internship experience is a plus.
- Strong Excel skills and comfort building and working with financial models.
- Working knowledge of real estate finance concepts, including loan structures, collateral, and basic construction or development budgets.
- Strong attention to detail and the ability to manage multiple loan files and priorities while maintaining accuracy.
- Clear written and verbal communication skills, including the ability to summarize financial findings for people outside the credit team.
- The ability to work independently, stay organized, and remain connected with the team in a remote environment.
Benefits
- Health coverage
- 401(k) plan
- Paid time off
- Dental insurance
- Vision insurance
- Parental leave
Important Details
- Work format: remote
- Employment type: full-time
- Application deadline: N/A
Application Process