Compliance Officer

About This Role

This Compliance Officer role supports Pluxee's countries in launching and deploying payment projects, especially those involving electronic money issuance and payment services. The officer will report to the Chief Compliance Officer & Chief Risk Officer of IMAGOR, acting as a trusted business partner and contributing to strategic business decisions.

Responsibilities

• Identify applicable regulations for payment programs and perform continuous regulatory monitoring
• Participate in implementing requirements by drafting and updating internal policies and creating internal awareness
• Ensure compliance with anti-money laundering (AML) laws and regulations, including:
• Leading the implementation of internal AML/CFT procedures and policies, supporting countries on their implementation, and ensuring they are well applied
• Managing the administration of the centralized AML screening tool and AML scoring tool
• Managing investigations in regulatory and compliance issues and contributing to responses to requests for information from regulatory bodies when necessary
• Perform third-level investigations in case of atypical/suspicious operations
• Report, warn, and give recommendations on the progress in implementing procedures and controls, on compliance issues, and on regulatory evolutions
• Contribute to the organization of trainings within the activity to enhance awareness of compliance programs
• Support Pluxee entities on compliance with local AML/CFT regulatory frameworks when dealing with payment regulations
• Contribute to the update and communication of policies
• Evaluate risks and their importance according to Pluxee
• Contribute to the implementation and deployment of the internal control framework and annual campaigns according to Pluxee
• Perform second-level controls and consolidate the results in a reporting tool
• Help determine and follow up action plans based on deficiencies found in relation to each entity involved
• Contribute to the preparation of periodic reports for the National Bank of Belgium
• Monitor and follow up the implementation of the applicable internal control framework by the distributors of Pluxee-owned electronic money institution

Requirements

• Fluency in English & French
• University degree in Legal affairs, Finance or Business (BAC 5+)
• Experience in a Compliance department of a main international group, preferably in a financial institution (Certified Compliance Officer would be a plus)
• Strong expertise in internal control & payment services regulations
• Excellent skills in negotiation, drafting, legal analysis and problem resolution
• Business acumen, good understanding of financial, commercial and legal constraints in Payment Operations business