Compliance Analyst

About This Role

This role supports the company's compliance team by helping to maintain the Compliance Management System (CMS) program for credit cards. It involves ensuring adherence to federal, state, and local regulations, as well as partner relationships, across various aspects of the business.

Responsibilities

• Provide comprehensive support to all aspects of the Company’s CMS Program
• Assist with the planning, preparation, execution and reporting of audits, monitoring, and testing in all aspects of the Company’s CMS Program
• Prepare deliverables for audits, review testing findings, and make recommendations for improvements
• Assist in the implementation of new-compliance related processes and subsequent business line integration
• Effectively plan and function as audit lead for scheduled audits of various areas (compliance, operational, systems-oriented) subject to audit within the Company, assigning personnel to specific audit activities and reviewing audit deliverables for adequacy of coverage and content to support audit requests and findings
• Develop, review, and analyze the ongoing effectiveness of all audit programs, recommending changes and improvements as appropriate, to the Audit Supervisor
• Develop and implement effective audit techniques and procedures and utilize documentation skills which adequately support audit requests and findings within a timely manner
• Evaluate and analyze the effectiveness of more complex procedures and internal controls within the assigned corporate or compliance area, using appropriate audit skills, techniques, and judgment
• Assist the SVP, Compliance, and Chief Compliance Officer with other ad hoc projects

Requirements

• Minimum 0-2 years of relevant consumer lending analytical compliance experience
• Bachelor’s degree required
• Degree in auditing, financial accounting, or financial management or related field
• Strong verbal and written communication skills for interacting with stakeholders at all levels
• Analytical thinker with strong conceptual and problem-solving skills
• Meticulous attention to detail with the ability to manage multiple audits or tasks simultaneously
• Ability to multi-task in a fast-paced environment
• Prior experience working for a fintech, regulator, bank, or consumer finance business
• Ability to work under pressure and meet deadlines
• Ability to work independently and as part of a team
• Excellent documentation, communication, and IT skills

Nice to have:

• Experience with performing compliance risk assessments, audits, and/or monitoring and testing
• Other compliance certification or designation