Compliance Analyst

About This Role

This role involves assisting the Compliance Officer in developing, implementing, maintaining, and monitoring the Bank's loan, deposit, and payment solutions compliance programs. The Compliance Analyst ensures that each functional area achieves and maintains compliance with applicable banking laws and regulations, with daily activities primarily focused on program responsibilities.

Responsibilities

• Perform compliance monitoring and testing to ensure compliance with consumer protection laws and regulations, including Reg E, UDAAP, and FDPA
• Assist in the development and maintenance of compliance policies, procedures, and monitoring
• Maintain proficient knowledge of applicable compliance statutes, regulations, and interpretations
• Provide assistance during regulatory examinations and independent audits at the direction of the Compliance Officer, including gathering documentation and information requested by internal, external, and regulatory auditors and authorities related to an audit, examination, or inquiry
• Assist in the development of compliance-related training for lending department employees
• Work in partnership with the Compliance Officer to distill and communicate relevant findings to senior management
• Support the Compliance team that helps drive the Bank's regulatory compliance risk mitigation strategies
• Provide subject matter expertise, guidance, and technical assistance
• Timely completion of all assigned compliance training
• Perform all other duties as assigned

Requirements

• Bachelor's degree or minimum 2+ years in Compliance or banking-related experience
• Familiarity with Regulation B (ECOA), Regulation BB (Community Reinvestment Act); Regulation X (RESPA); Regulation Z (TILA); Regulation H (FDPA); Regulation V (FCRA); Fair Lending; Regulation P (GLBA), and UDAAP
• Ability to perform tasks quickly and accurately
• Thorough understanding and application of compliance laws and regulations
• Working knowledge of ACH and PCI compliance
• Ability to operate in a team environment to accomplish shared goals
• Ability to effectively manage time as related to daily tasks
• Ability to solve practical problems and interpret a variety of instructions furnished in written, oral or schedule form
• Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor
• Proficient in Microsoft Office programs
• Experienced with MS Copilot is a plus

Benefits

• Competitive employer contribution to medical, dental, and vision coverage
• 401k plan with employer match
• Flexible Spending Accounts (FSA) and Dependent Care Accounts