About This Role
This role involves evaluating coverage, liability, and damages for unique claims, collaborating with internal teams and external stakeholders to investigate, negotiate, and resolve them. It suits a professional with strong analytical and communication skills who is committed to making a difference.
Responsibilities
- Confirm coverage by reviewing the first notice of loss and policy details; prepare disclaimers and reservation of rights letters as necessary
- Conduct detailed investigations into claims, including liability and damages assessment, witness interviews, scene inspections, and evidence collection
- Retain and provide directions to independent adjusters while managing all aspects of the investigation process
- Apply statutory and case law to evaluate liability exposure and ensure joint tortfeasors contribute their fair share
- Maintain accurate reserves reflecting liability and damages as claims develop
- Proactively manage claim files, negotiate settlements directly with claimants or attorneys, oversee defense counsel, and ensure effective litigation management
- Prepare comprehensive reserve authority requests, reinsurance reports, serious loss reports, and coverage position letters
- Provide updates and collaborate with underwriting, compliance, and actuarial teams to maintain healthy products
Requirements
- Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation
- Strong oral and written communication skills to effectively interact with all stakeholders
- Assertive decision-making with effective negotiation and conflict management skills
- Strong organizational and time management skills to manage multiple priorities efficiently
- Familiarity with insurance coverage, negligence law, and claim evaluation processes
- Third Party/Liability relevant experience
- Relevant roles include examiner, adjuster, paralegal, attorney/lawyer, or other transferable experience
Nice to have:
- Multi-jurisdictional knowledge, liability experience, and advanced degrees (e.g., JD)
Benefits
- Performance-based triannual bonuses
- Medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees
- Profit-sharing program
- Free lunch every day while onsite
- More than 450 annual personal and professional development courses
Important Details
- Work format: 5 days per month to work remotely
About the Company
USLI is committed to making a difference, both internally and externally, with a community built upon five values: Caring, Attitude, Respect, Empathy and Energy. The company values innovation, collaboration, and growth, and fosters a vibrant and inclusive community that celebrates diversity.
