This executive leadership role is for a commercially strategic Chief Financial Officer (CFO) to lead the financial strategy, performance, capital management, investment finance, treasury, reporting, and financial governance of a diversified insurance and investment organization. The CFO will be a key member of the executive leadership team and a strategic advisor to the CEO/President and Board, providing leadership across financial planning, insurance accounting, capital and solvency management, investment portfolio performance, asset-liability management, treasury, risk, regulatory reporting, and corporate development. The role suits a candidate with deep financial expertise combined with strong commercial and investment acumen, capable of operating in a highly regulated financial services environment.
Responsibilities
Develop and execute the organization's overall financial strategy
Advise the CEO, President, and Board on financial performance, capital allocation, investment strategy, and enterprise value creation
Translate corporate strategy into financial plans, budgets, forecasts, and measurable objectives
Lead financial decision-making across insurance, investment, and corporate operations
Establish strong financial governance and accountability across the organization
Lead annual budgeting, forecasting, and long-term financial planning
Develop financial models and scenario analyses to support strategic decisions
Monitor revenue, profitability, expenses, capital efficiency, and operating performance
Establish financial KPIs and executive dashboards
Identify opportunities to improve profitability, efficiency, and shareholder returns
Oversee financial management of insurance operations, including premiums, claims, reserves, expenses, and underwriting performance
Monitor key insurance financial metrics including loss ratios, combined ratios, expense ratios, and underwriting profitability
Partner with actuarial, underwriting, claims, and risk teams to assess financial performance and emerging exposures
Ensure appropriate financial treatment and reporting of insurance liabilities and reserves
Support pricing, product profitability, reinsurance, and portfolio decisions from a financial perspective
Provide financial oversight of the organization's investment portfolio and investment activities
Partner with the CIO/Chief Investment Officer and Investment Committee on portfolio strategy and performance
Monitor exposure to market, credit, liquidity, underwriting, operational, interest-rate, and foreign-exchange risks
Strengthen internal controls, financial policies, and governance processes
Work closely with the CRO, Chief Actuary, CIO, and other executives to manage enterprise-wide financial risks
Ensure appropriate stress testing and contingency planning
Provide financial oversight of reinsurance strategy and economics
Evaluate the financial and capital implications of reinsurance arrangements
Monitor reinsurance recoverables, counterparty exposure, and profitability
Support optimization of risk transfer, capital efficiency, and balance-sheet resilience
Lead financial evaluation of acquisitions, strategic investments, joint ventures, and business expansion opportunities
Oversee financial due diligence, valuation, transaction modeling, and investment cases
Assess potential M&A opportunities and their impact on capital, solvency, earnings, and shareholder value
Support negotiations with investors, financial institutions, and strategic partners
Develop strong relationships with shareholders, institutional investors, banks, rating agencies, regulators, and other financial stakeholders
Communicate financial performance, capital strategy, investment results, and business outlook to key stakeholders
Support investor presentations, Board materials, and strategic financial communications
Modernize finance systems, reporting infrastructure, ERP platforms, and financial analytics
Improve automation, data quality, forecasting, and management reporting
Establish real-time visibility into financial, insurance, investment, and risk performance
Drive continuous improvement within the finance function
Lead Finance, FP&A, Treasury, Accounting, Financial Reporting, Tax, and related functions
Build a high-performing and commercially focused finance organization
Develop finance leadership talent and succession plans
Promote a culture of integrity, accountability, financial discipline, and business partnership
Requirements
15+ years of progressive finance experience, including significant executive leadership
Previous experience as CFO, Group CFO, Finance Director, VP Finance, Deputy CFO, or equivalent
Significant experience within insurance, asset management, investment management, banking, pensions, financial services, or a related regulated financial institution
Strong understanding of insurance financial statements, investment portfolios, capital management, and regulatory requirements
Strong experience working with Boards, regulators, auditors, investors, rating agencies, and senior executives
Demonstrated experience in financial strategy, investment analysis, and capital allocation
Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related discipline
Professional qualification such as CA, ACCA, CPA, CMA, CFA, or equivalent strongly preferred
Nice to have:
Experience as Group CFO within a diversified insurance or financial-services group
Experience across both insurance and investment/asset-management businesses
Experience with life insurance, general insurance, health insurance, pensions, or reinsurance
Exposure to institutional investment portfolios and alternative investments
Experience with M&A, strategic investments, capital raising, restructuring, or corporate transformation
Experience operating across multiple jurisdictions or regulated markets
Experience interacting with insurance regulators and rating agencies
MBA or Master's degree in Finance/Business
Relevant insurance, actuarial, investment, or risk-management qualifications
Benefits
Executive compensation package comprising performance-based incentives, executive benefits, and other benefits commensurate with experience and market benchmarks
Key Performance Indicators
Revenue and earnings growth
Operating and net profitability
Return on equity (ROE)
Return on capital
Capital adequacy and solvency
Investment portfolio performance
Investment income and risk-adjusted returns
Combined ratio / underwriting profitability
Expense efficiency
Liquidity and cash-flow management
Balance-sheet optimization
Budget and forecast accuracy
Regulatory and financial reporting quality
Cost of capital
Financial risk management
Shareholder value creation
Leadership Characteristics
Strategic, commercially minded, and financially rigorous
Highly analytical and investment-oriented
Experienced in highly regulated environments
Strong in capital and balance-sheet management
Comfortable engaging with Boards, regulators, investors, and rating agencies
Able to balance growth, profitability, liquidity, capital, and risk
An effective strategic partner to the CEO, CIO, CRO, and Chief Actuary
Strong in complex financial decision-making
A transformational finance leader capable of building high-performing teams
