About the role
American Express National Bank is American Express’ U.S. bank, representing more than 60% of the company’s revenues through consistent payments, financing, and savings products. The bank issues and underwrites most American Express products in the U.S. and is the only part of our company that accepts deposits from customers. The team supporting AENB (known as AENB HQ) is responsible for the administration of the bank’s programs and services. The team also serves as enterprise centers of excellence for governance and control functions in the first line of defense, meaning they help business unit teams manage risk in a more effective and efficient way.
Minimum Qualifications
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Currently enrolled in a Master’s degree program in Finance, Economics, Business, Risk Management, Data Analytics, or a related field.
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Master's degree candidates with an expected graduation date between December 2027 and June 2028.
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A keen interest in project management, risk management, and/or governance.
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Proven ability to work independently as well as part of a team.
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Strong analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios.
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Ability to manage multiple tasks and prioritize effectively in a fast-paced environment.
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Excellent written and verbal communication skills with the ability to present ideas clearly to diverse stakeholders.
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Comfort using AI-enabled tools to support research, analysis, productivity, and communication, with appropriate judgment and attention to accuracy.
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Comfort working with ambiguity, learning new topics quickly, and contributing to projects with cross-functional stakeholders.
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Demonstrated initiative, intellectual curiosity, and commitment to delivering high-quality work.
Preferred Qualifications
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Interest in banking, financial services, business operations, governance, risk management, controls, program management, or strategy.
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Experience using data, reporting, or research to generate insights, support decisions, or recommend process improvements.
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Proficiency in Microsoft Office Suite (Excel, PowerPoint, SharePoint, Word).
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Experience with data visualization software, basic coding languages, and/or risk management tools.
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counselling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit out Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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