About the role
Role & responsibilities
- Underwriting & Deal Structuring: Evaluate and sanction SME working capital proposals, including CC, OD, BG & LC.
- Financial & Risk Analysis: Analyze financials, cash flows, banking behavior, business models, promoters & industry risks.
- Client Assessment: Conduct site visits and management discussions to validate business operations.
- Portfolio Management: Monitor portfolio quality, early warning signals, NPAs and bounce rates.
- Stakeholder Coordination: Coordinate with Sales, Operations, Legal and Valuation teams for smooth processing.
- Policy & Compliance: Ensure credit policy adherence, PDD completion and closure of audit queries.
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