About This Role
This research and development role focuses on creating a tokenisation platform for insurance premium financing, utilizing distributed ledger technology and smart contracts. The project aims to digitize financing agreements, automate premium disbursement and repayment, and enhance transaction transparency and reconciliation. It is a new 3-year R&D initiative funded under the Innovation and Technology Fund (ITF) Research Talent Hub (RTH-SPC).
Responsibilities
- Research tokenisation models for premium financing agreements and related cash-flow rights
- Design smart contracts for token issuance, premium payment, repayment schedules, interest calculation, and redemption
- Develop APIs to integrate blockchain workflows with insurance, payment, and accounting systems
- Implement privacy, access-control, audit-trail, and transaction-monitoring mechanisms
- Build prototypes and test cases covering cancellations, early repayment, missed payments, refinancing, and exceptions
- Evaluate alternative blockchain architectures, token standards, and settlement mechanisms
- Document research findings, technical specifications, risks, limitations, and test results
- Present prototypes and findings to management and business stakeholders
Requirements
- Bachelor’s or Master’s degree in Computer Science, Financial Technology, Finance, Information Systems, or a related discipline
- Understanding of blockchain, digital assets, distributed ledger technology, and smart contracts
- Programming experience in Solidity, JavaScript, TypeScript, Python, or Java
- Knowledge of token standards, APIs, wallet integration, and smart-contract security
- Strong analytical, problem-solving, and documentation skills
- Hong Kong permanent resident or holder of a valid visa permitting full-time employment in Hong Kong
Nice to have:
- Experience in insurance, lending, premium financing, or financial services
Important Details
- Contract: 3-year R&D project
Application Process
- Send your CV and a short cover letter with the subject line “Application — Blockchain Researcher”
About the Company
Finbot is developing a tokenisation platform for insurance premium financing.