About the role
Designation:
Location: India Gujarat Turquoise Ahmedabad
Organization: Financial Services
Job Description:
Job Purpose
Technical due diligence of property including conducting property visits, market survey and preparation of valuation reports as per the valuation standards.
Job Context & Major Challenges
Job Context/ Job Challenges:
Organizational Context
Key Aspects:
Part of the Aditya Birla Capital Limited, Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans.
ABHFL has grown at a steady rate while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of segments like Affordable and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market. and is poised for rapid growth and plans to grow 5X (40,000 Cr) in the next 5 years. This shall take ABHFL within the top 5 percentile of HFCs in the country.
The ABHFL Sales organization works broadly with 3 customer segments – retail (individual) customers, institutional customers (for retail and institutional loan consumers) and builders (for both retail tie-ups and construction finance), with a major share of the business coming from retail customers. Client segments can also be divided into Salaried and Self-employed, with both of these having very different preferences and needs.
Job Context
Responsible for visiting property sites and taking measurements
Conduct market survey to understand prevailing fair market value
Conducting due diligence of collaterals as per local applicable by-laws.
Update the stage progress for under construction projects as part of APF monitoring
Prepare valuation reports and update them manual / digitally.
Check property title documents and approved building plan
Key Challenges
Vendor cost as the business volume is proposed to scale up.
Geography is extending in both Tier-1 and Emerging markets
To better control over collateral standards with respect to affordable and informal segments.
Enabling Skill Sets & Qualifications
Should be Bachelor / Diploma degree in Civil Engineering.
Key Result Areas
KRA (Accountabilities) (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
KRA1
Property visits and report preparation (APF/ Individual / Monitoring / Audit )
Minimum 50 no. subject to Business volume
KRA2
TAT
T+2 of 80% volume
KRA3
Audit and compliance
As per ABHFL standards
KRA4
Upskills with real estate market knowledge
Qualitative subject to reporting manager feedback
Millions of jobs, with real people getting hired every day
Questions, answered
Click "Apply with JobAssist" – we tailor your resume and application to this role and submit it for your approval.
Yes. This role at Aditya Birla Group was screened before publishing – we confirmed the employer before listing it.
The employer didn't disclose a salary range for this listing. JobAssist shows pay whenever it's available.
This position can be done from anywhere, with no in-office requirement.
Yes – every application is tailored from your profile and this job's requirements, and you can review and edit before it's sent.