About This Role
Leading the financial crime framework for a high-growth UK fintech and payments business is a key responsibility for this role. As the Anti-Money Laundering Officer, you will have a senior, hands-on position, reporting directly to the CEO and Board, influencing the business's direction while ensuring a robust financial crime environment.
Responsibilities
- Own and develop the firm’s AML/CTF and financial crime framework
- Provide independent oversight, challenge, and escalation of financial crime risk
- Lead the financial crime risk assessment, risk appetite, and associated MI/KRIs
- Oversee KYC/KYB, CDD, EDD, transaction monitoring, and sanctions frameworks
- Ensure effective identification, investigation, and reporting of SARs
- Develop the annual MLRO plan and wider financial crime strategy
- Provide regular reporting and challenge to senior management and the Board
- Act as a key point of contact for the FCA and support regulatory enquiries/reviews
- Work closely with Product, Technology, Operations, Risk, and Commercial teams to embed effective controls
- Provide financial crime input into new products, markets, payment corridors, and international expansion
- Play a significant role in the company’s UK EMI authorisation programme
Requirements
- 10+ years' experience across financial services, compliance, financial crime, or a related regulated environment
- Significant experience within payments, e-money, fintech, banking, or financial services
- Previous experience as an MLRO or senior financial crime leader
- Proven experience of successfully securing UK EMI authorisation or playing a significant role in an EMI regulatory application
- Strong knowledge of UK AML/CTF requirements and the FCA regulatory framework
- Demonstrable experience designing and implementing financial crime frameworks, rather than simply operating within an established framework
- Strong understanding of KYC/KYB, transaction monitoring, sanctions, EDD, and SARs
- Experience working directly with Boards, senior management, regulators, and external advisers
- Relevant AML, financial crime, compliance, or risk qualifications such as ICA or ACAMS would be advantageous
Benefits
- Opportunity to lead a vital area of a rapidly growing company
- Influence over the development of financial crime strategies and frameworks
Important Details
- Application deadline: Open until filled
Application Process
- Please apply if you think suitable.
About the Company