The Analyst, Financial Planning and Analysis acts as the primary FP&A partner to Front Office leadership, supporting revenue planning, deal economics, booking assumptions, and performance attribution. This role incorporates risk considerations into Front Office decision-making and partners with business leaders to evaluate pricing, volume, and structural trade-offs using risk-adjusted metrics. It suits a candidate with strong analytical rigor and modeling discipline.
Responsibilities
Act as the primary financial planning and analysis (FP&A) partner to Front Office leadership, supporting revenue planning, deal economics, booking assumptions, and performance attribution
Incorporate risk considerations into Front Office decision-making, including downside scenarios, sensitivity analysis, and stress impacts on revenue, margins, and capital usage
Partner with business leaders to evaluate pricing, volume, and structural trade-offs using risk-adjusted metrics (e.g., contribution margin volatility, downside exposure, return variability)
Support earnings, business reviews, and executive forums with analytically rigorous narratives covering performance, outlook, key risks, and mitigating actions
Lead execution of annual planning, budgeting, and monthly forecasting cycles with embedded quantitative forecasting techniques and assumption governance
Develop and maintain driver-based financial models linking pipeline, bookings, revenue recognition, cost behavior, and capacity constraints
Perform advanced variance analysis, sensitivity analysis, and scenario modeling to identify structural vs. transient performance drivers
Define and monitor KPIs and benchmarks across products, segments, and geographies, with explicit linkage to risk exposure and volatility
Partner with Risk, Treasury, and Controllers to assess financial risks, model assumptions, and forecast sensitivities across economic and business scenarios
Identify, quantify, and communicate key financial risks, dependencies, and second-order impacts to senior management
Support stress testing and downside analyses relevant to Front Office activity, earnings volatility, and balance-sheet implications
Strengthen controls, documentation, and review processes around models, assumptions, and reporting outputs
Lead FP&A involvement in the design and enhancement of planning and reporting infrastructure, including data models, consolidation logic, and dashboards
Assess data quality and model integrity across booking systems, revenue attribution, and management reporting; drive remediation and transformation initiatives
Provide analytical leadership for major system migrations, booking model transitions, and adoption of new planning or risk-aware analytics tools
Apply advanced Excel modeling, statistical techniques, and automation to improve forecasting accuracy, scalability, and transparency
Millions of jobs, with real people getting hired every day
200,000+
New jobs added daily
7,000,000+
Verified job listings
1,000,000+
Tailored applications submitted
Design and implement automation solutions using tools such as Alteryx, Python, SQL, and Microsoft AI-enabled applications to reduce manual effort and error risk
Develop reusable modeling frameworks and standardized analytical templates to support consistent, risk-aware decision-making
Enhance reporting efficiency while maintaining strong governance and auditability
Lead and develop FP&A team members, setting high standards for analytical rigor, modeling discipline, and risk awareness
Build strong partnerships across Front Office, Risk, Treasury, Controllers, and Technology teams
Serve as a trusted advisor to senior stakeholders, balancing commercial objectives with financial discipline, risk management, and governance
Requirements
Bachelor
2 years of experience
Experience must include the following: financial planning and analysis (FP&A Expertise); enterprise risk management & scenario modeling; quantitative and analytical modeling (Excel); data and technology enablement; stakeholder management and strategic partnership; and governance and control framework
Benefits
Annual discretionary incentive award
Competitive portfolio of benefits
Important Details
Work format: Hybrid remote work is permitted; employees participate in a Hybrid workforce model that provides an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
About the Company
SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history. It offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru, offering commercial and investment banking services to corporate, institutional, and municipal clients.
