SFM Mutual Insurance Company

About SFM Mutual Insurance Company

SFM is the largest workers’ compensation insurer in Minnesota and a leader regionally, serving more than 35,000 businesses of many types and sizes based in Minnesota, Indiana, Iowa, Kansas, Nebraska, South Dakota, Tennessee and Wisconsin. This includes specializing in coverage for small businesses. SFM has a history of being ranked a top employer. We ranked No. 8 among midsize employers in the Star Tribune's 2024 Top 200 Workplaces in Minnesota. The Top Workplaces designation is awarded based on the results of a survey of employees conducted by Energage, a company that specializes in employee surveys and conducts more than 66,000 annually. SFM has earned this accolade four out of the four times the company has participated. We help businesses and organizations keep their employees safe, and help injured workers return to health and productivity. 95+% of our policyholders return each year. SFM’s workers’ compensation expertise leads to better injury prevention, better outcomes for injured workers and their employers, and better cost control for employers. We consistently rank No. 1 among large insurers for prompt action on lost-time claims. Headquartered in Bloomington, Minn., SFM is a customer-owned mutual company.