Paidy

About Paidy

Paidy provides Japan's leading buy now pay later service, Paidy. You can purchase what you want now with just your smartphone and pay later. In addition to consolidated payments due by the 27th of the following month, we offer "Sugu Barai" allowing payment at your preferred timing without waiting until the next month, "3, 6, 12 Installment Payments" with zero installment fees*, and the "Paidy Installment Plan for Apple Products" for smart purchases of Apple products with up to 36 installments at 0% installment fees*. With its simple UX and the ability to manage money wisely via smartphone, it is used by many as "flexible payments for you" that allows you to use it your way. The number of app downloads has surpassed 25 million. Our purpose is to "create a world where people can have confidence in their dreams and peace of mind in their hearts," and it is Paidy's important mission to support the realization of everyone's dreams and goals through shopping. * Installment fees are free only for bank transfers and account transfers. Paidy is Japan's pioneer and leading BNPL service with the mission to spread trust through society and to give people room to dream. Paidy offers instant, monthly-consolidated credit to consumers by removing hassles from payment and purchase experiences. Paidy uses proprietary models and machine learning to underwrite transactions in seconds and guarantee payments to merchants. Paidy increases revenue for merchants by reducing the number of incomplete transactions, increasing conversion rates, boosting average order values, and facilitating repeat purchases from consumers. Paidy continues to innovate to make shopping easier and more fun both online and offline.