Fintonic

About Fintonic

We are Fintonic, the ultimate solution to enable access to credit and analyze the credit risk of individuals. This thanks to our advanced technology based on artificial intelligence and deep-tech, as well as daily access to the aggregation of the largest bank account base in Spain. With a track record of more than a decade, an active user base of more than half a million and more than 600 million euros in managed loans, we are at the forefront of financial technology. As the first fintech in Spain authorized for payment procedures and open banking aggregation under PSD2 regulations, our platform not only acts as a credit marketplace, but also excels as a personal finance manager (PFM) and consumer analytics platform. Fintonic is in an ambitious new phase and we have a new vision: To become the definitive standard in credit scoring and the leading challenger in consumer finance, driven by superior technology and leadership in the use of data. Our purpose is to empower people to access fair credit.