CTOS

About CTOS

CTOS Digital Berhad is a Bursa Malaysia-listed data intelligence group and the parent company of CTOS, Malaysia’s leading Credit Reporting Agency regulated under the Credit Reporting Agencies Act 2010. Since 1990, CTOS has played a foundational role in building Malaysia’s credit information ecosystem. Today, the Group provides trusted data, analytics and decisioning solutions that support financial institutions, corporates, SMEs and consumers in managing risk, strengthening compliance, improving onboarding, detecting fraud and making more informed decisions. As CTOS Digital continues to expand its regional footprint, the Group’s international segment includes FinScore in the Philippines and Prime Analytics in Indonesia, extending its capabilities across alternative data, telco-based scoring, analytics and data-driven decisioning solutions.