Cornerstone Capital Bank

About Cornerstone Capital Bank

Cornerstone Capital Bank has a rich history rooted in two distinct origins: a local Texas bank and a national mortgage lender. Since its founding in 1988, Cornerstone has established itself as a standout national home lender, earning the loyalty of thousands of customers who return year after year. In October 2022, Cornerstone merged with Roscoe State Bank, creating Cornerstone Capital Bank—a major milestone in U.S. banking history. This merger resulted in one of the highest-capitalized new banks ever, boasting over $1.5 billion in assets and more than $380 million in regulatory capital. We first lead the charge in making mortgage fast and digital, and now we are doing it with banking. Our customers get more banking and mortgage benefits, simpler mobile and online access plus the option of walking into a branch for one-on-one financial support. Through our proprietary technology, our Express Close program and our 10-Day Ready initiative, as well as our in-house processing, underwriting and funding teams, we are committed to providing our customers a remarkable, stress-free experience. Our mission at Cornerstone Capital Bank is clear: to make a positive difference in the lives of our customers. We are driven by a commitment to service, operating with unwavering integrity and respect. We listen attentively to your needs, helping you choose the best loan program to achieve your goals, and we adhere to agreed-upon closing dates with precision. With a dedicated team of over 1,400 professionals across more than 100 branch offices nationwide, we are passionate about delivering exceptional experiences for our customers. Our cohesive team has fostered significant, sustained growth and we look forward to continuing our journey of positive impact and community enhancement.