Atrya

About Atrya

Atrya is building the first regulated on-chain payment infrastructure in Europe. We operate a native PSP architecture where execution, settlement, and compliance happen in one transaction layer, powered by e-money tokens under MiCAR. The result: payments with the speed of software and the credibility of regulated money. What we power today: Cross-border payments: real-time settlement across 30+ corridors, approximately 20% lower total cost, and upfront FX locking without legacy intermediaries. Agentic payments: programmable wallets and machine-native rails so AI agents can transact autonomously within set compliance boundaries. We are continuously expanding the stack for programmable B2B flows, including recurring settlement, payment-linked FX forwards, and on-chain BNPL. Backed by IFB Hamburg, Gnosis, and Heartfelt Capital (Axel Springer). Offices in Hamburg, Riga & Berlin.